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SIP Calculator

Project monthly systematic investment plan contributions, estimated returns, maturity value, and optional annual contribution step-ups.

SIP assumptions
Monthly contributions compound at the entered annual return. Projections are illustrative, not guaranteed.

Projected value

Estimated maturity value

₹23,23,391

Total invested

₹12,00,000

Estimated returns

₹11,23,391

YearInvestedValue
1₹1,20,000₹1,28,093
2₹2,40,000₹2,72,432
3₹3,60,000₹4,35,076
4₹4,80,000₹6,18,348
5₹6,00,000₹8,24,864
6₹7,20,000₹10,57,570
7₹8,40,000₹13,19,790
8₹9,60,000₹16,15,266
9₹10,80,000₹19,48,215
10₹12,00,000₹23,23,391

What this tool does

Project monthly contributions at an assumed constant return.

How to use it

Enter the monthly investment, years, annual rate and optional annual step-up, then inspect the breakdown.

Worked example

At 0% return and no step-up, 1,000 per month for one year contributes and ends with 12,000.

Limitations and checks

Returns are hypothetical and not guaranteed. Contribution timing, fees, taxes and market volatility can make real investment outcomes different.

How your data is processed

The operation runs in your browser. Copy and download actions use your device. Where Save work is offered, a local copy is stored; eligible work can sync only under your enabled account settings. See Privacy for site analytics and storage details.

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